Budgeting & Saving - Page 2 of 2

Which Credit Report Should I Request?

Which Credit Report Should I Request? Knowing how to monitor and manage your credit report might be confusing at first, especially since you won’t know where to start. You might have also heard about credit bureaus and how checking your credit report is essential. But what does this mean? Most people are unaware that

Health and Wealth

Health and Wealth There is a direct correlation between health and wealth, and to many people it is discipline. If we look after our health and fitness from early in life, it becomes a habit, and staying well and eating the right diet, also helps save money later in life. In, The Lancet, a medical

First-time homebuyers: The Forgotten Costs of Buying

First-time homebuyers: The Forgotten Costs of Buying Are you a first-time homebuyer? It’s exciting to be looking for your very own home and searching Zillow or Realtor looking for the right place to call home. At this point, you have probably used an online mortgage calculator to know how much of a down payment

Financial Coach: What It Is and How to Choose One

There are various types of professionals that can help you with money. It’s easy to get confused about who may be best suited to help you out. Often there is overlap in services provided. Today we are here to clear up what financial coaches do. What is a Financial Coach? Financial coaches are

What’s Your Money Cycle?

What is your money cycle? What time of the year do you spend your money? What time of the year do you make your money? We all have our hobbies, activities, and income sources. For some, money is not always coming consistently or going out consistently. There tends to be money cycles for most people

Get Out of Debt: Easy Tips

Get Out of Debt: EasyTips Before we dive into talking about how to get out of debt let’s look at the facts. According to the Federal Reserve, people in the U.S owe at least 10% of their disposable income to debts like personal loans, credit card accounts, car loans, and student loans. A survey conducted

How Luxury Consumption May Be Hurting You-“Impostor Syndrome”

Impostor Syndrome Impostor syndrome is an unfamiliar term to many people. It can affect our self-esteem, confidence, and become negative self-talk. It refers to a situation when people, despite objective proof, can’t recognize their own accomplishments and thus feel like “impostors.” A feeling as if they got lucky or are somehow tricking other people into

extra money - coins stacking up from saving money

Finding Extra Money: 7 Easy Ways

Finding Extra Money: 7 Easy Ways Are you struggling to find extra money to payoff debt? Or save for a new car? Living paycheck to paycheck and want build an emergency savings? It may feel like you can not get ahead with your finances so why bother. Well there is hope and ways that I

Cash Envelope Method

The best budget method for success Do you have a monthly budget? If you don’t, there’s a good chance that you don’t know where your money is going each month. If you don’t know where your money is going, then it is going to be very difficult to lead a financially responsible life. You shouldn’t