Financial Advisors Guide: UTMA And UGMA Accounts For Kids In the realm of financial planning and estate management, parents and guardians seek various avenues to secure their children’s future. Among these options, Uniform Transfers to Minors Act (UTMA) and Uniform Gifts to Minors Act (UGMA) accounts stand out as popular tools for gifting assets
Read MoreFinancial Planning for Cohabitating Couples Introduction Cohabitation, the act of living together as a couple without formalizing the relationship through marriage, has become increasingly prevalent in modern society. While cohabitating couples enjoy many of the same benefits and challenges as married couples, they often face unique financial planning considerations. From estate planning to health
Read MoreHow Should A Stay-At-Home Parent In Their Thirties Save For Retirement Being a stay-at-home parent is a rewarding choice. Still, it often comes with financial challenges, including planning for retirement. As a stay-at-home parent, adopting intelligent financial strategies that can pave the way for a secure retirement is crucial. In this article, we will
Read MoreFinancial Planning For Young Families: Three Areas To Focus On With diapers, toys spewing across the floor, lack of sleep, and the Rolodex of sicknesses finding their way into the household, young families have their challenges cut out for them. But unfortunately, only a few have it figured out when it comes to financial
Read MoreWhat Everyone Ought To Know About A Virtual Financial Advisor Are virtual financial advisors here to stay? Virtual financial advisors were around before the pandemic as video conferencing took off and opened new opportunities for advisors to serve clients. Then, during the pandemic, the number of virtual
Read MorePercentage of Married Couples With Separate Accounts If you are newly married and wondering what the percentage of married couples with separate accounts is, then this article is for you. You may also be wondering what method of combining or not combining finances with your spouse is best? I had similar questions at one
Read MoreThings To Do In Pagosa Springs Things to do in Pagosa Springs, Colorado, comes in all shapes and sizes. It is known for the World’s deepest hot springs, first off. Then you got Wolf Creek Ski Mountain down the road and a pleather of other outdoor activities available to you. As a passionate outdoor enthusiast
Read MoreCamping On A Budget Camping is a great way to enjoy the outdoors, but it can be expensive if you’re not careful. Here are some tips for camping on a budget. Tips for camping on a budget 1. Find free or low-cost camping sites. There are websites that list free or low-cost camping
Read More14 Money Lessons for High School Students Parents and children can learn together about money and make intelligent financial decisions. There are some essential things that parents can teach their kids about money before they leave for college or enter the workforce. Here are some of the money lessons for high school students that
Read MoreHow to Teach Children about Money Do your children think money grows on trees? Do they observe you pulling out your credit card for all kinds of purchases? Do they play games online and buy accessories or add-ons for avatars? It is quite reasonable why your kids hold onto such a cliché, leading them to
Read More