This applies only to clients that are receiving financial coaching. You may reschedule for any reason up to 24 hours of your appointment free of charge. Any cancellations or reschedules requested within 24 hours of your appointment will be charged for the appointment. Our coaches, at this point, have invested their time in getting ready and blocked off that time for you. You may cancel and get 50% of your money back up to 24 hours before your first appointment.