This applies only to clients that are receiving financial coaching. You may reschedule for any reason up to 24 hours of your appointment free of charge. Any cancellations or reschedules requested within 24 hours of your appointment then you will be charged for that appointment. Our coaches at this point have invested their time getting ready and blocked off that time for you. You may cancel and get 50% of your money back up to 48 hours prior to your first appointment. No refunds within 48 hours of your first appointment or after.