Like Tiffany and Garrett, you are likely in your late 20s to early 30s and may have recently gotten married. You’re excited to start the next chapter of your life – you are dual-income earners and recognize that many important financial decisions are now shared. You want to understand when you will be in a financial position to purchase your first home, have questions about how to invest in your 401 (k), and need a strategy to pay off debt. In addition, you’ve heard that money problems are often a cause of divorce, and you want to be sure you are working together.